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What is a code or by-law upgrade?

A code or by-law upgrade is an upgrade that is made when your commercial property’s pre-loss condition no longer meets legal building codes. Your insurance company may recognize code upgrades in the estimation process. Any questions regarding code upgrades should be directed to your Insurance Adjuster.

What items do I keep in my possession?

The following items should be kept in your possession: Medications, Cash, Pets, Valuable Jewelry, Stamp/Coin Collections, Checkbooks, Personal Documents, Valuable Artworks, Flammables, Gasoline Cans, Weapons/Ammunition.

PREVENTING WATER DAMAGE IN YOUR HOME

Water damage can occur from a leak, plumbing issues or weather-related events. Repairing the damage can range from a quick fix to a large scale restoration but the good news is that most of the time it could have been avoided in the firs

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